body{font-family:Calibri; font-size:9pt; color:#3c3c3c;}
.body{width:783px;margin-top:0px;margin-bottom:0px;}
.txt{border:solid 1px #647D99;}
a {color:#164a71; text-decoration:none;}
a:hover{color:#164a71; text-decoration:none;}
.hdr a{color:#696969; text-decoration:none;}
.hdr a:hover{color:#696969;text-decoration:none;}
.hv a{color:#164a71; text-decoration:none;}
.hv a:hover{color:#164a71; text-decoration:none;}
.pad ul li{list-style:url(../img/blt.gif) square;padding:1px;}
.pad ul li ul li{list-style:url(../img/blts.gif) square;padding:1px;}
.sbbg{background-image:url(../img/sbbg.gif);background-repeat:repeat-x;height:600px;background-color:#77c5f0}
.ttlbg{background-image:url(../img/ttlbg.gif);background-repeat:repeat-y;width:370px;}
.lfMnu{font-variant: small-caps;font-size:15pt;background-image:url(../img/blt1.gif);background-repeat:no-repeat;height:30px;padding-left:40px;}
.ttl1{color:#164a71;font-weight:bold;background-image:url(../img/ttl1.gif);font-variant: small-caps;font-size:17pt;padding-left:40px;}
.p{padding-left:50px;}
.lftM{color:#696969;padding-left:40px;font-variant: small-caps;font-size:15pt;height:40px;}
.rgt{text-align:right;}
.lft{text-align:left;}
.htxt{color: #006fc4;}
.hdr a{color:#597694; text-decoration:underline;}
.hdr a:hover{text-decoration:none;}